Features

Powerful features, beautifully simple

eAlkePay brings together everything you need to send, spend, save and grow — wrapped in an app that's a joy to use.

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Money essentials

The everyday basics, done right

Fast, reliable tools for the things you do most.

Instant transfers

Send and receive money in seconds using just a phone number — no account numbers, no waiting.

Mobile money, unified

Connect MTN MoMo, Vodafone Cash and AirtelTigo Money in one wallet and move funds freely.

Secure digital wallet

Store funds safely, top up instantly and cash out to any bank or mobile money account.

Pay any bill

Settle electricity, water, TV, internet and school fees from your couch with instant receipts.

Airtime & data

Top up airtime and buy data bundles for yourself or loved ones across every network.

Smart insights

Track spending, categorise transactions and understand your money with clear analytics.

Built for daily life

Everything in one tap

A closer look at the tools that power your day.

Send & request money

  • Transfer with just a phone number
  • Request payments from contacts
  • Add notes to every transfer

Digital wallet

  • Top up from mobile money or bank
  • Cash out anytime, anywhere
  • Real-time balance & history

Bills & utilities

  • Electricity, water, TV & internet
  • School fees and more
  • Instant digital receipts

Airtime & data

  • Top up any network instantly
  • Buy data bundles in seconds
  • Gift airtime to loved ones

Split & share

  • Split bills with friends
  • Group contributions
  • Send to phone contacts

Scan to pay

  • Pay merchants with a QR scan
  • Generate your own pay code
  • Fast, contactless checkout
Save & grow

Tools that grow with you

Turn everyday spending into long-term financial health.

Savings goals

Create goals for rent, school fees or that next trip and watch your progress grow.

Round-up savings

Round up every payment to the nearest cedi and save the change automatically.

AutoSave

Set it and forget it — schedule automatic deposits that build the habit for you.

Earn interest

Grow idle balances with competitive interest earnings paid right into your wallet.

Credit builder

Build a verifiable credit profile and unlock access to fair, affordable financing.

Low, transparent fees

No hidden charges. See exactly what you pay before you confirm — every single time.

Real-time notifications Biometric login Works across all networks Transparent fees
Security first

Your money is protected at every step

We combine bank-grade encryption, biometric protection and round-the-clock fraud monitoring so you can transact with total peace of mind.

Bank-grade encryption

Every transaction is protected with TLS 1.3 in transit and AES-256 at rest.

PIN & biometrics

Lock the app and authorise payments with your fingerprint, face or a private PIN.

Licensed & compliant

Operated in line with Bank of Ghana guidelines and the Data Protection Act.

Available on iOS & Android

Ready to take control of your money?

Download eAlkePay today and join the hundreds of thousands of Ghanaians sending, paying and saving the smarter way.

Download for iOS Get it on Android