Powerful features, beautifully simple
eAlkePay brings together everything you need to send, spend, save and grow, wrapped in an app that's a joy to use.
The everyday basics, done right
Fast, reliable tools for the things you do most.
Instant transfers
Send and receive money in seconds using just a phone number. No account numbers, no waiting.
Mobile money, unified
Connect MTN MoMo, Telecel Cash and AirtelTigo Money in one wallet and move funds freely.
Secure digital wallet
Store funds safely, top up instantly and cash out to any bank or mobile money account.
Pay any bill
Settle electricity, water, TV, internet and school fees from your couch with instant receipts.
Airtime & data
Top up airtime and buy data bundles for yourself or loved ones across every network.
Smart insights
Track spending, categorise transactions and understand your money with clear analytics.
Everything in one tap
A closer look at the tools that power your day.
Send & request money
- Transfer with just a phone number
- Request payments from contacts
- Add notes to every transfer
Digital wallet
- Top up from mobile money or bank
- Cash out anytime, anywhere
- Real-time balance & history
Bills & utilities
- Electricity, water, TV & internet
- School fees and more
- Instant digital receipts
Airtime & data
- Top up any network instantly
- Buy data bundles in seconds
- Gift airtime to loved ones
Split & share
- Split bills with friends
- Group contributions
- Send to phone contacts
Scan to pay
- Pay merchants with a QR scan
- Generate your own pay code
- Fast, contactless checkout
Tools that grow with you
Turn everyday spending into long-term financial health.
Savings goals
Create goals for rent, school fees or that next trip and watch your progress grow.
Round-up savings
Round up every payment to the nearest cedi and save the change automatically.
AutoSave
Set it and forget it. Schedule automatic deposits that build the habit for you.
Earn interest
Grow idle balances with competitive interest earnings paid right into your wallet.
Credit builder
Build a verifiable credit profile and unlock access to fair, affordable financing.
Low, transparent fees
No hidden charges. See exactly what you pay before you confirm, every single time.
Your money is protected at every step
We combine bank-grade encryption, biometric protection and round-the-clock fraud monitoring so you can transact with total peace of mind.
Bank-grade encryption
Every transaction is protected with TLS 1.3 in transit and AES-256 at rest.
PIN & biometrics
Lock the app and authorise payments with your fingerprint, face or a private PIN.
Fraud monitoring
Unusual activity on your account is flagged and reviewed around the clock.
Ready to take control of your money?
Download eAlkePay and move money across MTN, Telecel and AirtelTigo, settle your bills and grow your savings, all from one app.
- Free to download
- Set up in minutes
- iOS and Android
An illustration of the eAlkePay app interface. The name, balance and transactions shown are examples, not real account data.