Instant transfers
Send and receive money in seconds using just a phone number. No account numbers, no waiting.
Send money, made simple for every Ghanaian.
Works with the networks
you already use
- MTN MoMo
- Telecel Cash
- AirtelTigo Money
- Ghanaian banks
Everything you need
One app for all your money moves
From instant transfers to bill payments and beyond, eAlkePay brings your entire financial life into a single, beautifully simple app.
Mobile money, unified
Connect MTN MoMo, Telecel Cash and AirtelTigo Money in one wallet and move funds freely.
Secure digital wallet
Store funds safely, top up instantly and cash out to any bank or mobile money account.
Pay any bill
Settle electricity, water, TV, internet and school fees from your couch with instant receipts.
Airtime & data
Top up airtime and buy data bundles for yourself or loved ones across every network.
Smart insights
Track spending, categorise transactions and understand your money with clear analytics.
See it in action
Your whole wallet, clear at a glance
Check your balance, send money and watch your savings grow, each in a couple of taps, with every amount and fee shown before you confirm.
Every major network
MTN, Telecel and AirtelTigo, from one app
One wallet
Send money, pay bills and buy airtime from a single balance
Cash out your way
To any bank account or mobile money wallet
No hidden fees
The exact cost is shown before you confirm
Get started in minutes
Up and running in four simple steps
No paperwork, no queues. Just your phone and a Ghana ID to get verified.
1
Download & sign up
Get eAlkePay free from the App Store or Google Play and create your account in minutes.
2
Verify your identity
Complete quick, secure KYC verification to unlock the full wallet and higher limits.
3
Fund your wallet
Add money from mobile money or your bank account instantly, with zero fuss.
4
Send, pay & save
Move money, pay bills, buy airtime and grow your savings, all from one app.
Made for real life
Designed for the way Ghana moves money
Whether you're running a stall at Makola, studying at KNUST or supporting family back home, eAlkePay fits seamlessly into your day.
- Pay market traders and suppliers in seconds
- Send money home to family across Ghana
- Settle bills and buy airtime on the go
- Save automatically with every payment
Grow your money
Save smarter and build your credit
eAlkePay does more than move money. It helps you build healthy financial habits and unlock new opportunities.
Savings goals
Create goals for rent, school fees or that next trip and watch your progress grow.
Round-up savings
Round up every payment to the nearest cedi and save the change automatically.
AutoSave
Set it and forget it. Schedule automatic deposits that build the habit for you.
Earn interest
Grow idle balances with competitive interest earnings paid right into your wallet.
Credit builder
Build a verifiable credit profile and unlock access to fair, affordable financing.
Low, transparent fees
No hidden charges. See exactly what you pay before you confirm, every single time.
Security first
Your money is protected at every step
We combine bank-grade encryption, biometric protection and round-the-clock fraud monitoring so you can transact with total peace of mind.
Bank-grade encryption
Every transaction is protected with TLS 1.3 in transit and AES-256 at rest.
PIN & biometrics
Lock the app and authorise payments with your fingerprint, face or a private PIN.
Fraud monitoring
Unusual activity on your account is flagged and reviewed around the clock.
Questions & answers
Frequently asked questions
Everything you need to know about eAlkePay. Can't find an answer? We're happy to help.
Still have questions? Contact our team
Available on iOS & Android
Ready to take control of your money?
Download eAlkePay and move money across MTN, Telecel and AirtelTigo, settle your bills and grow your savings, all from one app.
- Free to download
- Set up in minutes
- iOS and Android
An illustration of the eAlkePay app interface. The name, balance and transactions shown are examples, not real account data.